28. What is a DAO Anyway?

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Welcome to the meadow woman podcast. We address the

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issues, opportunities and challenges facing women in the

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development of the metaverse the biggest revolution since the

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internet itself. Every week we bring you conversations with top

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female talent and business executives operating in the

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gaming and crypto industries. Here's your host Lindsey the

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boss POS, the meta woman podcast starts now.

Lindsay Poss: 00:00:24

Hello, and welcome to the middle woman podcast part

Lindsay Poss: 00:00:27

of the holodeck media Podcast Network. I'm your host Lindsay

Lindsay Poss: 00:00:30

the boss POS and from struggle to success. We're covering it

Lindsay Poss: 00:00:33

all returning listeners, thank you so much for supporting the

Lindsay Poss: 00:00:36

show and for all the new listeners. Welcome. I hope you

Lindsay Poss: 00:00:39

enjoy. I'm really excited for today's conversation because for

Lindsay Poss: 00:00:43

me, it harkens back to my days in graduate school. I spent a

Lindsay Poss: 00:00:46

lot of time in grad school working on international

Lindsay Poss: 00:00:48

relations international development projects, including

Lindsay Poss: 00:00:51

one project that was a proposal to use blockchain technology to

Lindsay Poss: 00:00:54

identify and provide aid to Syrian refugees. A lot of really

Lindsay Poss: 00:00:58

fun international aid kind of work. That was many moons ago,

Lindsay Poss: 00:01:02

but I'm really comfortable today's discussion with name

Lindsay Poss: 00:01:06

Abobe, co founder and president and Nbd financials, among many

Lindsay Poss: 00:01:10

other titles, about her work at Nbd financials and in the tech

Lindsay Poss: 00:01:14

and AI space. They is working on some really awesome blockchain

Lindsay Poss: 00:01:18

technology projects. We're gonna dive into today, but it may if

Lindsay Poss: 00:01:21

you please introduce yourself and tell the audience more about

Lindsay Poss: 00:01:24

what you do.

Unknown: 00:01:26

Absolutely. Thank you so much for having me on the

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show. Lindsay. Super excited to be here. Like it said, my name

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is Neva boob. I am the co founder and president of MVD

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financials. We are creating a completely photorealistic the

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centralized Metaverse business district. The goal is to be able

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to provide solutions specifically in the financial

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industry for individual across the globe, especially for those

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that are unbanked. So super excited to talk a little bit

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more about innovation and the metaverse and how the different

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types of solution that's out there.

Lindsay Poss: 00:02:09

So cool. To set the stage a little bit, I've

Lindsay Poss: 00:02:12

pulled the 2017 Index report, which pulls from the global

Lindsay Poss: 00:02:16

FINDEX database. genets own words is the world's most

Lindsay Poss: 00:02:19

comprehensive dataset on how adults save, borrow, make

Lindsay Poss: 00:02:23

payments and manage risk. This is kind of to talk about the

Lindsay Poss: 00:02:27

particularly the unbanked population, but some of those

Lindsay Poss: 00:02:29

populations that I know that you're working to serve. So some

Lindsay Poss: 00:02:34

some basic stats. 1.7 billion adults remain unbanked. I firmly

Lindsay Poss: 00:02:39

suspect that there's fluctuations in that number.

Lindsay Poss: 00:02:42

Like I said, this is a 2017 report that they typically put

Lindsay Poss: 00:02:45

out every three years. Third year was 2020. We all know how

Lindsay Poss: 00:02:48

that went. So I think that there's been I've been waiting

Lindsay Poss: 00:02:51

for the newer report to come but until then 1.7 billion adults

Lindsay Poss: 00:02:55

remain unbanked as of 2017. China has the world's largest

Lindsay Poss: 00:02:59

unbanked population, a 225 million, followed by India 190

Lindsay Poss: 00:03:05

million, Pakistan at 100 million in Indonesia 95 million. It's

Lindsay Poss: 00:03:10

kind of a concentration in Asia there. Women are over

Lindsay Poss: 00:03:14

represented among the world's unbanked and unbanked adults are

Lindsay Poss: 00:03:18

disproportionately young. So globally, 30% of unbanked adults

Lindsay Poss: 00:03:22

are between 15 and 24 years old. That kind of gives an idea of

Lindsay Poss: 00:03:27

what the picture is like for unbanked folks. But may I would

Lindsay Poss: 00:03:30

love to ask you more about how and why you're trying to create

Lindsay Poss: 00:03:34

not only a banking but a financial solution. I think it's

Lindsay Poss: 00:03:36

important to note that banks are also loans and credit cards and

Lindsay Poss: 00:03:41

mortgages and car payments and all kinds of access to things

Lindsay Poss: 00:03:45

that people don't think of when you just think of a bank is

Lindsay Poss: 00:03:47

where you kind of put your money. There's so much more to

Lindsay Poss: 00:03:50

that. So really a financial solution that helps reach the

Lindsay Poss: 00:03:53

unbanked but also helps people at all levels with a

Lindsay Poss: 00:03:55

decentralized banking platform. So the first question I have is

Lindsay Poss: 00:03:59

what made you want to create a banking system for people who

Lindsay Poss: 00:04:02

may be outside current financial systems?

Unknown: 00:04:06

Absolutely. So just to even think about financial

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solutions in general, I like to do a little bit of a comparison

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because if you take yourself back to when you first started

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working, I started working at Baby Gap when I was 16 years old

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weekend fitting room and the typical retail job. And when I

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used to get my paycheck, the last thing I wanted to do is

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deposited into a bank account and wait for it to clear which

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sometimes took two to three days, business days and then I

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wouldn't have money to spend over the weekdays because it was

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more going to school and such. So what I would do is on my way

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home I would go to a check cashing location I would cash it

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just so I had Fiat straight in my hands, and I could go

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shopping on a Sunday and spend it ever or else even unschool.

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So those individuals are still considered unbaked. So just to

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kind of give you a description, and bank doesn't necessarily

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mean individuals that are in poverty level, regular

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individuals, specifically ones that do not want to leave all of

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their funds abating typically or get paid in cash for several

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services, typically are usually unbanked as well. And less and

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less are becoming unbanked in the United States as more

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FinTech solutions and financial industry kind of comes out. But

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as you've kind of mentioned, you're looking at the

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individuals that are traditionally unbanked, and it

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happens to be in Asia. And being from Asian Southeast Asian

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descent, I was originally born in Bangladesh, which is right

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next to India, one of the highest populated countries in

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the world. And the numbers are quite high up there as well for

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individuals that are invited. And the reason tends to be even

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when especially especially females, in general, it's

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because people don't want in order to have a bank account, it

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requires quite a bit of different server licenses, and

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even to have your birth certificates. A lot of

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individuals don't even have part certificates in those countries,

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their home births. And in order to get a birth certificate, it

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requires a lot of financial monetary, you have to pay for

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birth certificates. And a lot of times they don't even have the

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funding to be able to do that. So it people just go burning in

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cash and just paying for services for businesses just

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accept cash in general. And when you look at women, women usually

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are the ones that run the household. They don't go out and

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work, they don't have financial, financial knowledge in general

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where to invest money, it's usually the husband, that tape

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goes out and earns takes care of all of the bills, the women take

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care of children cook and take care of the household, which is

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why women are really underrepresented in this

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industry. So but as we advance a lot of the solutions that you'll

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see women are becoming more educated or there's a high rate

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of single or single moms and individuals who are looking at

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you know, how do I really secure my financial and have that

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financial stability and create that ecosystem where I'm

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financially stable. And that's where a lot of the education

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comes in, in addition to financial solutions and within

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the FinTech industry. And if you really look at like, companies

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like Ave and compound, they currently provide decentralized

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borrowing and lending services that don't require care KYC or

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any type of credit score's as well. So it's the system's

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instead automated through the user of with the use of smart

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contracts and only requires certain collateral sensations.

Unknown: 00:08:14

So that's where a lot of you'll see a lot of innovation come

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from that as well.

Lindsay Poss: 00:08:19

Gotcha. Why did you and you started speaking to

Lindsay Poss: 00:08:22

this already, and part of it is is access to things like

Lindsay Poss: 00:08:26

documentation, um, that people may not have. But why did you

Lindsay Poss: 00:08:29

choose blockchain technology is the underpinning of the solution

Lindsay Poss: 00:08:33

that you're creating.

Unknown: 00:08:35

Of course, you know, one of the main solutions and

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blockchains because blockchain is a disruptive force to the

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financial sector. You'll notice a lot of even traditional

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banking banking organizations like JP Morgan, or you see HSBC,

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they're utilizing blockchain technology for Ledger's and

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transparency, especially with the functions of payments and

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banking. However, banks and decentralized blockchains are

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really vastly different. So, for example, one of the solutions

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that Nbd that we've implemented and will utilize is the

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blockchain to provide solutions such as opening an account with

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the data sharing features. So you have a digital ID regardless

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of having a driver's license or a Bucha ticket to prove your

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identity. And it's automated with the help of blockchain

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technology or being able to do a digital online payments across

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the globe. Especially if you look at other countries where

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individuals, for example, in South America, a lot of the

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family head of the household, if they work in the United States,

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and they're sending family money home provides that instant

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transfer of money of those finances and digital payments

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across the globe. And 24/7 You don't have to wait for a certain

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amount of time. And it doesn't require pending transactions

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verifications and such. You're able to make investments on the

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blockchain and investors will profit with receiving higher

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returns. So I think blockchain would traditionally change the

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way we do things and offer much higher solutions than

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traditional banking. Generally.

Lindsay Poss: 00:10:29

I'll absolutely like the white paper where

Lindsay Poss: 00:10:32

you've, you've talked about a lot of these things in depth.

Lindsay Poss: 00:10:36

And but I do want to talk a little bit more about the

Lindsay Poss: 00:10:39

accessibility portion of, of MVD financials, one of the things

Lindsay Poss: 00:10:43

you've already mentioned is that you don't need paperwork to

Lindsay Poss: 00:10:46

create a digital ID, which is a huge deal for, for people for

Lindsay Poss: 00:10:49

many different reasons. I'm taking directly from the paper

Lindsay Poss: 00:10:53

also about accessibility. Accessibility is one of the

Lindsay Poss: 00:10:56

prime factors NPD financials is focusing on. For an average

Lindsay Poss: 00:11:00

person getting access to a well functioning Digital finance

Lindsay Poss: 00:11:03

system is simply too time consuming metabank defi

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completely overcomes this problem by giving users an easy

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to use system that allows them to go about their daily lives

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and make any transactions they require. So we talked about

Lindsay Poss: 00:11:16

instantaneous transactions, and about, about not needing

Lindsay Poss: 00:11:23

paperwork or being able to easily create a an ID, but what

Lindsay Poss: 00:11:27

is what else makes the technology accessible? I know

Lindsay Poss: 00:11:30

that you've talked about making it photorealistic, like, is it

Lindsay Poss: 00:11:32

available on smartphones? Is it like how do people get to it in

Lindsay Poss: 00:11:36

an easier way? That is? Or how are you thinking about really

Lindsay Poss: 00:11:40

rolling this out to make it super easy to adopt?

Unknown: 00:11:44

Of course, um, one of the main things we looked at is

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while providing those financial solutions concurrently, we'll be

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offering financial education. So I think that's really, really

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important for individuals to know how to use the service, not

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just how to use the services and the steps and the solutions that

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it provides. But the benefits of it are new ways. How can you

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implement other solutions with what you're offered to create

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this entire smooth transition over from traditional banking

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services to that, for individuals that are looking

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whether you we're putting in $10, in a digital currency

Unknown: 00:12:28

world, or 10 million, there are ways that you can really

Unknown: 00:12:33

generate revenue or increase your earning via via staking or

Unknown: 00:12:39

via lending protocols that are out there and be able to

Unknown: 00:12:42

increase your financial security. So when it comes to

Unknown: 00:12:47

accessibility, it's completely accessibility agnostic. So many

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actually have cell phones or most individuals have cell

Unknown: 00:12:56

phones, where they can receive that accessibility. So our goal

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is to be able to simplify accessibility and top of making

Unknown: 00:13:05

it agnostic. So education via whether it's Pictionary level,

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or it would be based off of the level of understanding of that

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individual. So it teaches you based off of how you actually

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learn with AI integration into the solution as well. So it will

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feed you information based off of your level of understanding.

Unknown: 00:13:29

So if you're if you're not an expert, we don't want to bombard

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you with the amount of information that's out there. So

Unknown: 00:13:36

I don't know about you, Lindsey. I remember when I first got into

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cryptocurrency, and I wanted to kind of learn just in general,

Unknown: 00:13:44

it was only YouTube that was available and even reading it

Unknown: 00:13:48

was like, Wait, what is mining and I didn't want to go straight

Unknown: 00:13:51

from zero to mining, right? And even like with mining, you think

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about okay, what are they mining? It's like data and it

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was it's overwhelming. And it's like even how to purchase

Unknown: 00:14:04

cryptocurrency. I remember when I first got into it, it was

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like, Okay, you take it from here, you trade it on pancake

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swap. And then there's sushi swap. And there's all of these

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others Sunday swap and you have to make sure it's this

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blockchain and it did we didn't have cross cross chain

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compatibility and as many solutions as we have now. So no

Unknown: 00:14:27

one really knew if you if your currency was safe, even though

Unknown: 00:14:30

blockchain is the safest form of technology for any financial

Unknown: 00:14:36

solution. So those are things that we take into account too.

Lindsay Poss: 00:14:41

I love that I just pulled up my favorite one of my

Lindsay Poss: 00:14:44

favorite tweets about cryptocurrency is someone said I

Lindsay Poss: 00:14:48

still don't get bitcoin and the reply was, imagine if if keeping

Lindsay Poss: 00:14:51

your car idling. 24/7 produces uchoose You could trade for

Lindsay Poss: 00:14:55

heroin. I do always think Imagine if you keep your car

Lindsay Poss: 00:15:01

idling 24/7 The producing selves to do coups in they've got you

Lindsay Poss: 00:15:05

money? I do I want to ask it a little further because agnostic

Lindsay Poss: 00:15:10

is a term that shows up in your, in your paper a lot. And it's a

Lindsay Poss: 00:15:14

term I'm familiar with in a lot of a lot of contexts that aren't

Lindsay Poss: 00:15:18

cryptocurrencies, or that aren't banking or financial systems.

Lindsay Poss: 00:15:21

But what does agnostic mean to you? Does that mean cross

Lindsay Poss: 00:15:23

platform cross device? Like what? What makes your platform

Lindsay Poss: 00:15:27

agnostic?

Unknown: 00:15:29

Absolutely, it is. So what are the it's based off of

Unknown: 00:15:33

technology and the way you access those that technology. So

Unknown: 00:15:39

the solution is cross chain, to start with. So cross chain

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meaning you're able to convert from any blockchain. So if you

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have assets on finance, you're able to take it over to

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Aetherium, you're able to take a theory of and, and bring it over

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to finance its blockchain. Blockchain compatibility, as

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well as solution compatibility based off of the worlds that

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you'll be able to have access to, what we're creating isn't

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just a platform of business district or world where

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individuals where we'll just have our solution, it's more so

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like a marketplace. So we're looking at other projects and

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businesses and have locations there. And they'll be able to

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offer services, whether it's financial services, or even e

Unknown: 00:16:29

commerce, to digital services. And if T's will be there, you'll

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be able to play, we have implemented live language

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translation for communication purposes. So you'll be able to

Unknown: 00:16:43

converse with someone, let's say in Africa, and you don't speak

Unknown: 00:16:47

the language, but if it translates it instantly voice to

Unknown: 00:16:50

text or voice to voice in their native language. So

Unknown: 00:16:54

communications completely clear and precise, as well as making

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that accessibility as far as whether you're using a VR

Unknown: 00:17:04

headset. So you receive the ultimate experience where you're

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able to walk through the business district and you're

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completely immersed in the environment. Or you can use a

Unknown: 00:17:15

laptop or a tablet, or even your cell phone for the simplified

Unknown: 00:17:21

services that you want.

Lindsay Poss: 00:17:24

Okay, so agnostic really means just completely

Lindsay Poss: 00:17:28

portable, completely compatible across platform. So across

Lindsay Poss: 00:17:33

software and hardware. Absolutely. Okay. Oh, very cool.

Lindsay Poss: 00:17:38

Okay. That's kind of what I thought, but that that is, um,

Lindsay Poss: 00:17:42

that's really complicated technology. Surely she can't

Lindsay Poss: 00:17:47

meet across everything?

Unknown: 00:17:51

Well, that's the main goal, because that's how we're

Unknown: 00:17:54

going to there's so many blockchains that are out there.

Unknown: 00:17:57

There's so many platforms. And the key is one of the reasons

Unknown: 00:18:00

were building on by Nance smart chain is to make it accessible

Unknown: 00:18:06

for individuals across the globe where they can't really afford

Unknown: 00:18:11

the high gas fees on the theory of free and most projects to

Unknown: 00:18:14

build on Aetherium. So you want to so make sure that it's EVM

Unknown: 00:18:21

compatible. So if you are, if you are on the Ethereum

Unknown: 00:18:27

blockchain and or on the Ethereum virtual machine that

Unknown: 00:18:31

we're able to bring over your assets on ours as well.

Lindsay Poss: 00:18:36

Gotcha. And just for any listeners out there that

Lindsay Poss: 00:18:39

may be less familiar with blockchain and cryptocurrency

Lindsay Poss: 00:18:44

transactions. Ethereum uses gas as a basically essentially a way

Lindsay Poss: 00:18:48

to power different transactions. So in order to create to make an

Lindsay Poss: 00:18:51

Aetherium transaction, you have to buy gas. Same way in order to

Lindsay Poss: 00:18:54

travel anywhere to car you have to buy gas. Yeah, easily named

Lindsay Poss: 00:18:59

for understanding. So zooming out, a key principle of MBD is

Lindsay Poss: 00:19:04

to put power back in the hands of users by utilizing blockchain

Lindsay Poss: 00:19:08

technology. And all these ways we've talked about by making it

Lindsay Poss: 00:19:10

agnostic making it accessible by creating a banking system that

Lindsay Poss: 00:19:13

doesn't require a birth certificate. How disruptive Do

Lindsay Poss: 00:19:18

you think this kind of application and other

Lindsay Poss: 00:19:20

applications will be to traditional services?

Unknown: 00:19:24

Of course, so I just want to kind of explain how

Unknown: 00:19:28

dallas fort to because I think even for individuals that have

Unknown: 00:19:34

kind of spoken to Okay, so I think it's really important to

Unknown: 00:19:36

understand the difference first. And to generally understand now,

Unknown: 00:19:42

you you have to understand the technology behind it. So most

Unknown: 00:19:46

owls rely on blockchain technology on smart contracts,

Unknown: 00:19:50

which are basically smart contracts are collections of

Unknown: 00:19:53

code that run on the blockchain, so that if that power smart

Unknown: 00:19:58

contracts are used in NFT use in various protocols and protocols

Unknown: 00:20:03

are basically the solution that you provide in a project. So for

Unknown: 00:20:07

doubts, the blockchain can act as basically the backbone to

Unknown: 00:20:12

keeps the structure and rules of each on chain. And now, to

Unknown: 00:20:18

compare it with traditional organizations, traditional

Unknown: 00:20:21

organizations, there's typically a hierarchy. So former Board of

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Directors, executive CEOs, CEOs and upper management that

Unknown: 00:20:31

determine the structure and make the power of that have the power

Unknown: 00:20:35

to make changes. So for dowels, which is also what we are. And

Unknown: 00:20:42

we are also a, even our token in itself is a governance token,

Unknown: 00:20:47

and most of our governance tokens. So Dows, on the other

Unknown: 00:20:51

hand, are completely decentralized. You can also have

Unknown: 00:20:56

a decentralized platform, but not all decentralized are also

Unknown: 00:21:00

Dows. So that's something to kind of keep in mind as well to

Unknown: 00:21:04

see if, if the holders as well as investors have, are able to

Unknown: 00:21:11

make decisions. So basically, what decentralized as mean is

Unknown: 00:21:17

that they are governed by only one person or entity. So me

Unknown: 00:21:22

being the president and making a lot of these decisions, it's not

Unknown: 00:21:26

completely out our executive teams decisions or our boards

Unknown: 00:21:30

decisions, the rules and governance of each Dao is coded

Unknown: 00:21:35

in smart contracts on the blockchain, and they cannot be

Unknown: 00:21:38

changed unless voted upon by the dabs members, and usually 1000

Unknown: 00:21:44

members are that your entire token holders are investors of

Unknown: 00:21:49

the projects. So every wallet gets to vote on other things

Unknown: 00:21:55

that you can change. Or if we want to implement a new feature

Unknown: 00:22:00

or a new product, we will take a vote on what from our data

Unknown: 00:22:03

members. So instead of a few select individuals that have

Unknown: 00:22:09

majority See, all the members can vote on decisions together.

Unknown: 00:22:13

Just also

Lindsay Poss: 00:22:14

Dow stands for decentralized autonomous

Lindsay Poss: 00:22:16

organization. For folks listening, I don't know that we

Lindsay Poss: 00:22:20

actually went through that. But that makes that makes sense. And

Lindsay Poss: 00:22:24

I thought you worked out but I didn't want to assign that.

Lindsay Poss: 00:22:29

We're actually saying your goal

Unknown: 00:22:31

is to provide every individual's to make their own

Unknown: 00:22:35

decisions, especially.

Lindsay Poss: 00:22:39

Can we talk about an analogous real world

Lindsay Poss: 00:22:42

situation like, can we pick? I don't know just again, so that

Lindsay Poss: 00:22:47

people who are listening and getting more familiar with this

Lindsay Poss: 00:22:50

kind of technology can understand in like, a real world

Lindsay Poss: 00:22:53

context. So I don't know, I'm trying to think of like any

Lindsay Poss: 00:22:56

large company that we interact with, like, okay, let's I'm

Lindsay Poss: 00:23:00

trying to think of a strictly like, let's say, your Bank of

Lindsay Poss: 00:23:03

America, Bank of America. Okay. Yeah, we can stay in finances.

Lindsay Poss: 00:23:07

Okay. So yeah, if I was a Bank of America member today, and

Lindsay Poss: 00:23:13

instead, it was a doubt, what would that look like? You know,

Lindsay Poss: 00:23:18

like, I, again, I'm trying to, like, say, I'm a member, then

Lindsay Poss: 00:23:23

there wouldn't really be a C suite level exec, like, there

Lindsay Poss: 00:23:28

would be people who are running the organization, but they

Lindsay Poss: 00:23:31

wouldn't necessarily be the ones making the decisions. So if I

Lindsay Poss: 00:23:35

took all of my money and put it into Bank of America, that would

Lindsay Poss: 00:23:37

be essentially my token, correct? Like, I bought in in

Lindsay Poss: 00:23:42

some way.

Unknown: 00:23:44

Right? So the best way to really explain it is, for

Unknown: 00:23:47

example, or we could take any organization, so it's in the

Unknown: 00:23:51

stock market, and you purchase stocks. Right. So I like to kind

Unknown: 00:23:56

of call it the token. It's kind of like your stocks basically.

Unknown: 00:23:59

Okay, so Bank of America stocks go up and down and they released

Unknown: 00:24:04

their results q1, q2 q4, and your Li, earnings report. And

Unknown: 00:24:12

you just get to see okay, why did you all have the earnings

Unknown: 00:24:16

report will give you, you know, where they really made a lot of

Unknown: 00:24:21

revenue or where they lost money, you know, how the

Unknown: 00:24:23

company's doing in general. You don't get to make the decisions

Unknown: 00:24:27

on new products coming out. Or they won't ask all of the

Unknown: 00:24:31

stockholders that, hey, we're going to be launching this what

Unknown: 00:24:35

do you guys think about it, or we're changing the structure for

Unknown: 00:24:38

acquisitions, mergers, no one else gets to say have a say in

Unknown: 00:24:44

it except the board. So it's specific individuals that get to

Unknown: 00:24:50

make the decision on whether they want to remove the CEO or

Unknown: 00:24:54

whether you know they want to acquire another or Innovation is

Unknown: 00:25:00

part of the. So for example, Microsoft when they acquired a

Unknown: 00:25:07

when they won for Mehta for example, okay, Mehta is a good

Unknown: 00:25:10

one meta when they became meta even the name change in general

Unknown: 00:25:15

it was done a specific Ooh strictly by the board of the

Unknown: 00:25:19

board, as well as the CEO and the owner. So, when a dowel, for

Unknown: 00:25:24

example, every single stockholder, it would go out as

Unknown: 00:25:28

vote and stockholders will be able to vote on it based off of

Unknown: 00:25:33

amount of time that said,

Lindsay Poss: 00:25:37

gotcha, that makes sense. I wanted to make sure

Lindsay Poss: 00:25:39

that we could give a real world example, because I think that

Lindsay Poss: 00:25:43

Dow was a term that gets thrown around a lot these days. And I

Lindsay Poss: 00:25:46

don't know that everyone out there totally understands

Lindsay Poss: 00:25:49

exactly what it is. So yeah, I think that's a good like, if

Lindsay Poss: 00:25:53

stockholders were able to vote on every decision, and any rule

Lindsay Poss: 00:25:57

change was up to them. And also the rules were transparent, and

Lindsay Poss: 00:26:02

everyone knew what they were. I think that's an important thing

Lindsay Poss: 00:26:04

to know. Yeah, that the rules are actually visible themselves,

Lindsay Poss: 00:26:08

as well

Unknown: 00:26:10

as the fact that, you know, solutions in general, I

Unknown: 00:26:13

think, what the greatest thing about the solutions, especially

Unknown: 00:26:17

in fintechs, that are going to be available. When you look at

Unknown: 00:26:20

even finances, I have banked with Bank of America as long as

Unknown: 00:26:24

I can remember. And even for a traditional individual, a second

Unknown: 00:26:28

marriage, I like to call it like a marriage, right? You can't

Unknown: 00:26:32

just get divorced, there's so much tied to it. It's like, oh,

Unknown: 00:26:36

my Netflix account, even a debit card, when a debit card gets

Unknown: 00:26:40

cancelled. It's like, yeah, all these things pop up that you

Unknown: 00:26:43

can't charge that you didn't even know you have services for.

Unknown: 00:26:47

So people tend to not switch bank accounts all of a sudden,

Unknown: 00:26:52

just because they you know, there's better or JP Morgan

Unknown: 00:26:56

might have some of the solutions that fits you best. So people

Unknown: 00:27:00

will have maybe multiple accounts, and then that, that

Unknown: 00:27:03

whole spending time putting it together and keeping a track of

Unknown: 00:27:07

it. So in FinTech, in a lot of these decentralized solutions,

Unknown: 00:27:11

you get to pick and choose even whether you want it all apart,

Unknown: 00:27:14

or a certain organization that provides you with that specific

Unknown: 00:27:18

solution. So everything is one place in one place where you

Unknown: 00:27:22

have the information, and you get to choose the solution that

Unknown: 00:27:25

works best for you and your family and your lifecycle.

Unknown: 00:27:29

Financial lifestyle. Gotcha.

Lindsay Poss: 00:27:31

That makes a lot of sense. I want to also talk

Lindsay Poss: 00:27:35

about the business park idea and creating that kind of immersive

Lindsay Poss: 00:27:39

experience. And and you've used the words kind of photorealistic

Lindsay Poss: 00:27:43

there's a lot talking about the visual portions in the white

Lindsay Poss: 00:27:46

paper of, of the products you're creating. But what does that

Lindsay Poss: 00:27:51

visual aspect mean to you? And what does it do in terms of

Lindsay Poss: 00:27:55

acquiring customers or getting people to adopt the technology?

Lindsay Poss: 00:27:58

Like, why the Why the focus? I know it's not the only focus,

Lindsay Poss: 00:28:02

but why is why is there a focus on creating these visuals as

Lindsay Poss: 00:28:06

well to go along with the financial systems course.

Unknown: 00:28:12

So the reason why we call it a Vicent SR is, of

Unknown: 00:28:16

course, you're scaling globally. And the main goal is to be able

Unknown: 00:28:21

to provide individuals with the opportunity to if they want to

Unknown: 00:28:26

open a business of their own in a virtual environment to be able

Unknown: 00:28:29

to do that. So imagine like a bizarre type of area where you

Unknown: 00:28:36

know, it's farmers market in the morning, and you go to these

Unknown: 00:28:39

little booths, and they have all of these produce or homemade

Unknown: 00:28:44

products that are available, or it could be a large retailer

Unknown: 00:28:49

that offers services there. So the idea is to bring individuals

Unknown: 00:28:54

together in one place to offer various solutions where people

Unknown: 00:28:57

can choose from. And the reason we make it photorealistic is

Unknown: 00:29:01

yes, there are plenty of platforms out there where you

Unknown: 00:29:03

could create fun avatars and, and have actual fun outfits to

Unknown: 00:29:09

go with it. But if you really think about it, when it comes to

Unknown: 00:29:14

financial solutions and business dealings, and the idea is for

Unknown: 00:29:19

offices to have a location there to to continue to build that

Unknown: 00:29:23

culture that work life culture, especially during remote work,

Unknown: 00:29:28

is the fact that at times, you want to be able to see what the

Unknown: 00:29:32

individual looks like when it comes to financial solutions. So

Unknown: 00:29:37

avatar offering you or telling you to invest your money into a

Unknown: 00:29:42

platform where your return where you're AP wise would be this

Unknown: 00:29:47

much percentage, and you want to be able to communicate in force.

Unknown: 00:29:51

We're also doing real time rendering, so live conversations

Unknown: 00:29:55

in a virtual environment. You want to be able to see that

Unknown: 00:29:59

individual have that interaction of what does this person really

Unknown: 00:30:03

look like? So that's really important as well as, as we

Unknown: 00:30:08

integrate with other technology. And as we scale, the goal is to

Unknown: 00:30:12

be able to provide digital identities for individual across

Unknown: 00:30:16

the globe based off of what you look like. So we're able, as

Unknown: 00:30:21

technology advances, were also able to integrate new technology

Unknown: 00:30:25

to expand on the services we provide. So we want individuals

Unknown: 00:30:31

to be able to look look as close to what they look like in real

Unknown: 00:30:35

life.

Lindsay Poss: 00:30:36

So cool, because I think when we talk about the

Lindsay Poss: 00:30:39

metaverse, and there's I mean, there's I don't know if you've

Lindsay Poss: 00:30:41

seen all the new meta slash Facebook commercials about meta

Lindsay Poss: 00:30:44

versus just for gaming. And it's like, no, you can take a tour of

Lindsay Poss: 00:30:47

the space station and you can do fitness classes, blah, blah. I

Lindsay Poss: 00:30:50

don't know that I've thought about the, I don't know more

Lindsay Poss: 00:30:55

basic structures of society. I guess. Being also in the

Lindsay Poss: 00:30:59

metaverse like having a business park in the metaverse is. Yeah,

Lindsay Poss: 00:31:03

like that's not something that I would think about. But it's

Lindsay Poss: 00:31:05

definitely it makes more sense as as we talk about

Lindsay Poss: 00:31:09

globalization and opening up and you can really interact with

Lindsay Poss: 00:31:12

anyone anywhere in the world and get a sense of who they are and

Lindsay Poss: 00:31:15

if they're the right fit for whatever project you might be

Lindsay Poss: 00:31:18

working on. But how important do you think it is to build an

Lindsay Poss: 00:31:21

iterate on these kind of virtual worlds? And to create these

Lindsay Poss: 00:31:25

Metaverse experiences? Like, how much? Do you see that impacting

Lindsay Poss: 00:31:30

the way we all kind of operate in the next maybe in the next

Lindsay Poss: 00:31:35

two years, and then in the next 20 years, like short and long

Lindsay Poss: 00:31:37

term?

Unknown: 00:31:39

Of course, I think in the next couple of years, you'll

Unknown: 00:31:42

still see a lot of innovation, and not the user base will be

Unknown: 00:31:48

not as high as we are really predicting here's why I think

Unknown: 00:31:54

what we're all focused on are individuals that are already in

Unknown: 00:31:59

the industry as most of the metaverse technology kind of

Unknown: 00:32:04

involves ones one sort of digital currency or currency

Unknown: 00:32:09

attached to most projects. So but at the same time, if you

Unknown: 00:32:13

really look at the number of people that are currently

Unknown: 00:32:17

utilizing, or really understand digital currency, it's very low.

Unknown: 00:32:23

Like I kind of mentioned, rarely do I even know, me being in the

Unknown: 00:32:29

industry, I know a lot more than the traditional individuals I

Unknown: 00:32:32

even speak with that I have, I always laugh I've assist a

Unknown: 00:32:37

really young sister, and she's a scientist. And every time we try

Unknown: 00:32:41

to have even conversations around cryptocurrency, she gets

Unknown: 00:32:45

super overwhelmed. And she's like, this is way over my head,

Unknown: 00:32:49

can we just change the subject. And she's not into

Unknown: 00:32:53

cryptocurrency, because even so it's not just about education,

Unknown: 00:32:57

it's about the proper information, and the proper

Unknown: 00:33:01

tools given to an individual to be able to learn these, learn

Unknown: 00:33:05

what the job party is, and how to really realize it in the real

Unknown: 00:33:09

world. So I think that's going to be super important. At some

Unknown: 00:33:13

point, we're going to have to slow down and let the rest of

Unknown: 00:33:16

the populations kind of catch up and really learn about it. And,

Unknown: 00:33:20

and that's one of our goals in the project. So we're we're

Unknown: 00:33:24

actually delivering our deliverables in pieces where

Unknown: 00:33:30

individuals are able to really learn what what the entire

Unknown: 00:33:34

project looks like, but start you utilizing several different

Unknown: 00:33:37

solutions until you get to when that business district when

Unknown: 00:33:42

where you know how to utilize all of the solutions. You know

Unknown: 00:33:45

how it works, and the user use case would be much higher. So

Unknown: 00:33:50

education is going to be super important as far as scalability.

Unknown: 00:33:54

And as we look at long term, you really look at what other

Unknown: 00:33:58

countries are doing. So the government and regulations will

Unknown: 00:34:02

play a huge role in adoption as well. You have countries such as

Unknown: 00:34:08

Dubai, Dubai, Singapore, you look at, you know, other

Unknown: 00:34:13

countries that are really making setting those set rules and

Unknown: 00:34:17

crypto regulations, where adoptability will be much higher

Unknown: 00:34:23

than other countries that aren't even looking at regulations.

Lindsay Poss: 00:34:28

Okay, so step one is education. And then what

Lindsay Poss: 00:34:31

about what do you think it's going to look like? That's the

Lindsay Poss: 00:34:33

two year picture. What do you think the 20 year picture is

Lindsay Poss: 00:34:36

going to look like? Like, this is really I mean, this is all

Lindsay Poss: 00:34:39

conjecture, because we have no idea what's going to happen. So

Unknown: 00:34:42

yeah, I think it's going to be very similar to if

Unknown: 00:34:46

you've ever watched Ready Player One way. We were doing a lot of

Unknown: 00:34:52

things in the metaverse and it becomes more simplified. And I'm

Unknown: 00:34:56

not saying that we're all going to live with virtual with VR

Unknown: 00:35:00

headset. So we're gonna, you know, I'm not saying it's going

Unknown: 00:35:04

to be that extreme, I think what's going to be really

Unknown: 00:35:07

important. And what we'll see is technology where it merges the

Unknown: 00:35:13

virtual world with the real world. And it bridges the gap

Unknown: 00:35:17

between the two. So where you'll be able to combine the virtual

Unknown: 00:35:22

aspect into the real world as you're seeing technology such as

Unknown: 00:35:27

that already exists, but I think that's going to be key. And the

Unknown: 00:35:30

fact that we can actually use technology for good may embrace,

Unknown: 00:35:35

especially around the social impact these two. So that's

Unknown: 00:35:39

going to be a huge factor as to you know, how we could really

Unknown: 00:35:43

change the world with what we have right now.

Lindsay Poss: 00:35:46

was being of that I want to talk about who you

Lindsay Poss: 00:35:50

know who you are, and how you got to here. And, of course,

Lindsay Poss: 00:35:53

we're already running out of time, like famous for never

Lindsay Poss: 00:35:56

having enough time for all my questions. But what is it been

Lindsay Poss: 00:36:00

like for you as, as a woman, as a minority woman, as a female

Lindsay Poss: 00:36:04

founder, as someone who is working with developing

Lindsay Poss: 00:36:09

countries and thinking about the challenges specific challenges

Lindsay Poss: 00:36:12

faced in developing economies? Like, what has your experience

Lindsay Poss: 00:36:16

been like in this space? And, yeah, I'm gonna stop there for

Lindsay Poss: 00:36:20

now. I have plenty more questions. Now.

Unknown: 00:36:21

Let's do that first. Yeah, absolutely. So um, you

Unknown: 00:36:26

know, I think females are underrepresented in the FinTech

Unknown: 00:36:30

industry, in general, in the workforce, as well as the user

Unknown: 00:36:34

rates. So there's a huge lack of role models in the field, I was

Unknown: 00:36:39

reading a survey where it said 42% have stated that there's,

Unknown: 00:36:44

you know, they don't have a role model in this field, then lack

Unknown: 00:36:47

of mentors, and among FinTech founders, women are less likely

Unknown: 00:36:52

to even receive investor funding than their male counterparts.

Unknown: 00:36:57

And then you kind of add into the financial aspect to it. And

Unknown: 00:37:02

a lot of tragic, most traditional banking, women are

Unknown: 00:37:05

not usually within the SI executive levels there, there's

Unknown: 00:37:09

a low percentage of it and tech and financial services at the

Unknown: 00:37:13

executive level are primarily male dominated. So it is a

Unknown: 00:37:19

difficult journey, because of the fact that not a, you kind of

Unknown: 00:37:23

hit all of the dots. So not only are you in the tech industry,

Unknown: 00:37:27

you're in finance. And at the same time FinTech and crypto

Unknown: 00:37:31

digital currency and trying to solve a major problem that's out

Unknown: 00:37:37

there. What really got me motivated, and what really

Unknown: 00:37:41

brought me into this industry is, like a kind of mentioned, I

Unknown: 00:37:45

was originally born in Bangladesh, we relocated to the

Unknown: 00:37:49

United States when I was very, very young. But I do a lot of

Unknown: 00:37:53

social impact work in specifically in Southeast Asia,

Unknown: 00:37:57

in Africa, around education for women and children. And what I

Unknown: 00:38:01

have realized is, we can sit and blame the government and people

Unknown: 00:38:07

not doing enough for the country and, and giving back and

Unknown: 00:38:11

poverty. But poverty is inherited. And the cycle will

Unknown: 00:38:16

continue unless there's some sort of a disrupter. So that's

Unknown: 00:38:20

why I decided to create this platform where it provides

Unknown: 00:38:23

accessibility and it becomes a disrupter in the cycle of

Unknown: 00:38:27

poverty. The goal of our project is to be able to, for

Unknown: 00:38:32

individuals to be able to provide first world resources to

Unknown: 00:38:36

these underdeveloped communities and countries where individuals

Unknown: 00:38:41

can teach. So if you've ever heard the saying, Give a man a

Unknown: 00:38:44

fish, you feed for a day, but empty fish feeds for a lifetime.

Unknown: 00:38:49

So that's the main foundation of our project is where individuals

Unknown: 00:38:53

can teach another person halfway across the world, how to have a

Unknown: 00:38:59

skill set that they're good in, and that individual, the person

Unknown: 00:39:03

learning is also earning. So we're gamifying the entire

Unknown: 00:39:06

educational process. And as they earn, they receive

Unknown: 00:39:11

certifications for their skill set. And once they're fully

Unknown: 00:39:16

certified, they can work for any organization within our whether

Unknown: 00:39:20

it's our world or anywhere else with their skill set and be able

Unknown: 00:39:25

to earn and break that cycle.

Lindsay Poss: 00:39:29

That is so cool. I didn't realize that the kind of

Lindsay Poss: 00:39:32

play or do you prefer play to earn or play and earn

Unknown: 00:39:37

we call it learn to earn but it's also play to learn

Unknown: 00:39:42

to learn to earn is even more than anything.

Lindsay Poss: 00:39:45

Yeah, I didn't realize that that was an aspect

Lindsay Poss: 00:39:47

of the education piece as well. That's, that's a neat little.

Lindsay Poss: 00:39:52

And I think, I mean, I feel like at this point a lot of people

Lindsay Poss: 00:39:54

out there have read the stories about how Runescape is an

Lindsay Poss: 00:39:57

underpinning of a huge economic part of it is suela you,

Lindsay Poss: 00:40:02

literally Yeah, yeah. So I think there's, I think that there is a

Lindsay Poss: 00:40:06

better way to commodify that and expand it behind beyond just

Lindsay Poss: 00:40:12

because I feel like Runescape and Venezuela has been the

Lindsay Poss: 00:40:13

example for like six years now. It's like we all talk about

Lindsay Poss: 00:40:17

Runescape gold and Venezuela. There's Gostiny something else.

Lindsay Poss: 00:40:20

So I think that's cool that you have a learning earn. That's,

Lindsay Poss: 00:40:25

that's fine. And I think that that's, that might be a little

Lindsay Poss: 00:40:27

more realistic and play to earn. Just because then it's Yeah,

Lindsay Poss: 00:40:30

teaching a skill set kind of a job skills person

Unknown: 00:40:34

that to teach us the skill sets also earning what you

Unknown: 00:40:38

call karma tokens. And then that karma token can be traded for

Unknown: 00:40:42

whether its token, our native token, or for exclusive,

Unknown: 00:40:48

valuable NF T's or so you're also building that, you know, a

Unknown: 00:40:53

lot of individuals are really looking at what is the social

Unknown: 00:40:56

status? Or what is the end of how individuals will behave in

Unknown: 00:41:01

the metaverse so that kind of creates positive reinforcement

Unknown: 00:41:07

and, and positivity around being able to. And it's that

Unknown: 00:41:10

ecosystem, right? So it stays within that ecosystem, you're

Unknown: 00:41:13

teaching you're earning, they're earning for learning, and then

Unknown: 00:41:17

you're able to learn and further to grow those Finance,

Unknown: 00:41:21

Financial.

Lindsay Poss: 00:41:23

The finance that you earn. Hmm, that is so cool.

Lindsay Poss: 00:41:27

Yeah, I have spoken previously on the show, um, two web three

Lindsay Poss: 00:41:32

game developers who are creating a mechanism to basically

Lindsay Poss: 00:41:38

reinforce positive behavior through rewards as well. And

Lindsay Poss: 00:41:41

that was in the play side of things. But that's really cool.

Lindsay Poss: 00:41:47

That that's part of it, too. Oh, my gosh, I have so many more

Lindsay Poss: 00:41:51

questions that I didn't get to cut, get to cover at all, but it

Lindsay Poss: 00:41:54

has been such a joy having you. Before we get into the last

Lindsay Poss: 00:41:57

little segment, I'm going to try to summarize our discussion thus

Lindsay Poss: 00:42:00

far, it's going to be hard because I feel like we've

Lindsay Poss: 00:42:02

covered so much and I learned so much. So I'm definitely going to

Lindsay Poss: 00:42:06

have to go back and listen to this when it comes out.

Lindsay Poss: 00:42:10

We started with how Nbd financials is kind of framing

Lindsay Poss: 00:42:14

the discussion about how they're helping the unbanked, which can

Lindsay Poss: 00:42:16

mean a lot of different things. And opening a traditional

Lindsay Poss: 00:42:20

account requires a lot of documentation that people may

Lindsay Poss: 00:42:22

not have. Cash is just easier to maintain. It's also easier on

Lindsay Poss: 00:42:26

employers then send out cash it's immediate it there's a lot

Lindsay Poss: 00:42:29

of reasons why people are unbanked or women even fewer are

Lindsay Poss: 00:42:33

in the workforce and therefore earning kind of that cash and

Lindsay Poss: 00:42:36

more take on roles in the household which can lead to

Lindsay Poss: 00:42:38

their under representation and in traditional financial systems

Lindsay Poss: 00:42:41

as well. We kind of moved into why blockchain for MBD

Lindsay Poss: 00:42:45

financials. One is that blockchain Ledger's are good for

Lindsay Poss: 00:42:48

transparency, you can also create a digital ID without

Lindsay Poss: 00:42:51

needing to have those traditional documentations. So

Lindsay Poss: 00:42:56

you can create an ID easily and quickly, you can also transfer

Lindsay Poss: 00:43:00

instantly, which is huge. And then additionally, in addition

Lindsay Poss: 00:43:03

to just kind of storing any any earnings that you might have, or

Lindsay Poss: 00:43:07

any money that you might receive, you can also it's easy

Lindsay Poss: 00:43:10

to create investments and have access to investors and kind of

Lindsay Poss: 00:43:13

learn that portion of it. Um, we talked about Nbd financials and

Lindsay Poss: 00:43:17

how you're offering financial solutions solutions concurrently

Lindsay Poss: 00:43:20

with offering financial education. So you're teaching

Lindsay Poss: 00:43:23

people to use the tools and transition to decentralized

Lindsay Poss: 00:43:26

banking services. We got into it a little later. But part of that

Lindsay Poss: 00:43:30

teaching is through learning are and so teachers are learning or

Lindsay Poss: 00:43:33

teaching and earning students are learning and earning. And

Lindsay Poss: 00:43:37

it's kind of this reinforcement mechanism for keeping people in

Lindsay Poss: 00:43:41

the ecosystem, teaching them a skill set to then pass along.

Lindsay Poss: 00:43:45

And also just providing them with a way to earn something

Lindsay Poss: 00:43:48

along the way, which is really cool. We spend a lot of time on

Lindsay Poss: 00:43:52

accessibility. So simplifying accessibility first by making,

Lindsay Poss: 00:43:56

as we said, no documentation needed. And it's instantaneous.

Lindsay Poss: 00:43:59

But then also you can access on all kinds of devices, you can

Lindsay Poss: 00:44:02

access on all kinds of hardware, you can go in on your phone, or

Lindsay Poss: 00:44:05

you can go in on a VR headset. Either way, all of these

Lindsay Poss: 00:44:08

services will be available to you to use. You also may note

Lindsay Poss: 00:44:12

that this is agnostic, so it can convert or it can work across

Lindsay Poss: 00:44:15

any blockchain there's a lot of solution compatibility, there's

Lindsay Poss: 00:44:18

a lot of hardware compatibility. So now that you said that you're

Lindsay Poss: 00:44:21

you're mostly working on finance, but the that's because

Lindsay Poss: 00:44:24

the theory of gas prices are high, but that people who tend

Lindsay Poss: 00:44:28

to use Aetherium and can afford those gas prices are also can be

Lindsay Poss: 00:44:31

part of the ecosystem. So it's nice that it's it's portable

Lindsay Poss: 00:44:34

across coins and across tokens and that people can interact

Lindsay Poss: 00:44:37

with with the financial system in a lot of different ways. We

Lindsay Poss: 00:44:42

then got into discussion on Dows and what Dows are so

Lindsay Poss: 00:44:45

decentralized, autonomous organizations, that all

Lindsay Poss: 00:44:48

decentralized platforms are Dows. Some of the key things

Lindsay Poss: 00:44:51

about daps is that they are not governed by any one person or

Lindsay Poss: 00:44:54

entity. Governance of each Dao is fully available to all

Lindsay Poss: 00:44:58

members of set out fully transparent and immutable. On

Lindsay Poss: 00:45:02

the blockchain. Token holders are typically the members of a

Lindsay Poss: 00:45:05

Dow organization. And we sort of likened it to stockholders being

Lindsay Poss: 00:45:09

the ones who were in charge of making a lot of the decisions

Lindsay Poss: 00:45:12

instead of kind of having a C suite, an organizational

Lindsay Poss: 00:45:14

structure that way. So it's an autonomous decentralized

Lindsay Poss: 00:45:18

organization instead of a hierarchical, traditional

Lindsay Poss: 00:45:23

organization. And we also talked about the creation of the

Lindsay Poss: 00:45:27

business park that you have. So not only is is Nbd, trying to

Lindsay Poss: 00:45:31

create financial solutions for banking, but also as a place for

Lindsay Poss: 00:45:36

people to start businesses and to interact with other folks who

Lindsay Poss: 00:45:39

are starting businesses. So creating a fully virtual world

Lindsay Poss: 00:45:42

where people can go in and interact in this financial

Lindsay Poss: 00:45:44

system, or in this in this business park, and really do a

Lindsay Poss: 00:45:48

lot of different things, which I think is really cool. Then I

Lindsay Poss: 00:45:51

kind of asked you those big pie in the sky questions about

Lindsay Poss: 00:45:54

what's gonna happen in two years, what's going to happen in

Lindsay Poss: 00:45:56

20 years, and for the two years, it was all about education. As

Lindsay Poss: 00:45:59

you said, we need to slow down need to let other people catch

Lindsay Poss: 00:46:02

up, there's a lot out there, there's a lot happening, very

Lindsay Poss: 00:46:05

exciting. But it can be hard to remember that not everyone is

Lindsay Poss: 00:46:08

super comfortable or excited about it. And they can cause a

Lindsay Poss: 00:46:10

lot of anxiety. So slowly getting information out there,

Lindsay Poss: 00:46:14

like you said, not having one YouTube channel where you start

Lindsay Poss: 00:46:17

immediately on mining, and kind of getting people out there in

Lindsay Poss: 00:46:21

comfortable and familiar ways. But then in 20 years, you can

Lindsay Poss: 00:46:24

see a more Ready Player One like universe, not that it's going to

Lindsay Poss: 00:46:28

exactly be like that, we're going to live all the way on

Lindsay Poss: 00:46:30

line, that we're all going to have better access to technology

Lindsay Poss: 00:46:33

that kind of brings us into virtual worlds more regularly,

Lindsay Poss: 00:46:36

for all kinds of things. We ended with a discussion kind of

Lindsay Poss: 00:46:40

on women in FinTech, there's, I know that you notice that

Lindsay Poss: 00:46:44

there's a lack of mentors, there's a lack of investment,

Lindsay Poss: 00:46:47

and that comes from, I mean, it strikes really far upstream with

Lindsay Poss: 00:46:51

like, fewer women aren't even in traditional financial system. So

Lindsay Poss: 00:46:54

working into other technology into other FinTech can be a real

Lindsay Poss: 00:46:58

challenge to get a lot more women in there. And so I know

Lindsay Poss: 00:47:03

that one of the things that you noted is that through education,

Lindsay Poss: 00:47:05

you're trying to get more people comfortable in the space and

Lindsay Poss: 00:47:09

excited about the space in the space, which I think is really

Lindsay Poss: 00:47:11

great. more is always better. So the last segment, and I like to

Lindsay Poss: 00:47:17

do this with every show, I call it a moment of reflection, it's

Lindsay Poss: 00:47:20

just a chance for you to look back on your career. And the

Lindsay Poss: 00:47:23

thing that I like to ask is, what is one thing you would like

Lindsay Poss: 00:47:25

to tell your younger self about getting into the FinTech slash

Lindsay Poss: 00:47:29

emerging tech industry and being successful?

Unknown: 00:47:33

I would say, to be more open as a young individual, to

Unknown: 00:47:39

the new technology and the new types of investment that's out

Unknown: 00:47:43

there. Wish I would have made a choice such as that was during

Unknown: 00:47:47

Bitcoin days, right? So we all wish that, but it's very

Unknown: 00:47:52

important to have that open mind. Not it, there isn't really

Unknown: 00:47:59

that girls can't be engineers and girls can't be a tech

Unknown: 00:48:04

company, founders and that every single person. I mean, I call

Unknown: 00:48:10

myself, um, when people ask, Well, where did you you know,

Unknown: 00:48:15

where did you really learn all of this information? Sometimes I

Unknown: 00:48:18

PhD myself, I always say, Yeah, I have a PhD from Google.

Unknown: 00:48:23

Because web three, we don't work. I don't think there is

Unknown: 00:48:27

anywhere where you could really get a degree on web three. So

Unknown: 00:48:32

it's taking in all of the information and continue to

Unknown: 00:48:35

learn continue to have an open mind. I wish I did that when I

Unknown: 00:48:39

was younger, instead of focusing on one subject and kind of

Unknown: 00:48:43

keeping my focus and direction towards that. I study about two

Unknown: 00:48:48

hours a day even now, to keep up with the industry. And that's

Unknown: 00:48:53

someone that's already are in the industry. So I think that's

Unknown: 00:48:57

going to be super important and good to know.

Lindsay Poss: 00:49:00

Oh, that's so great to remember not to become

Lindsay Poss: 00:49:02

a curmudgeon about anything. Miguel, thank you so much for

Lindsay Poss: 00:49:07

coming on. Where can people find you follow you follow Mehta or

Lindsay Poss: 00:49:11

follow MBD financials, learn more. I've linked some things in

Lindsay Poss: 00:49:15

the show notes, plug everything.

Unknown: 00:49:18

MBD financials.com You can find us there. You can find

Unknown: 00:49:24

me on LinkedIn. It's made my boob happy to answer any

Unknown: 00:49:28

questions anything about the project. We're also super

Unknown: 00:49:31

excited were launching our token on the exchange on May 17 on and

Unknown: 00:49:39

we're super excited to be launching there as well as we

Unknown: 00:49:43

are also launching our NFT cross chain platform. Soon after that

Unknown: 00:49:50

within by the second week of June mightest. You'll be able to

Unknown: 00:49:55

look at our token and look at the project. We're launching on

Unknown: 00:49:59

booboo and learn more about it. Of course, the social impact is

Unknown: 00:50:04

very near and dear to my heart. So I always like to kind of

Unknown: 00:50:09

leave it off. We can all make a difference no matter the size,

Unknown: 00:50:14

because sometimes we wait for someone else to do something

Unknown: 00:50:17

about it. But regardless of how big the impact is, we can we can

Unknown: 00:50:23

wait around or we could just say that if it's not you, then who,

Unknown: 00:50:27

right?

Lindsay Poss: 00:50:29

Yes, love that. So everyone, go follow it. Go learn

Lindsay Poss: 00:50:33

more. This was such a cool episode. For all the listeners

Lindsay Poss: 00:50:36

out there. Be sure to leave those five star ratings and

Lindsay Poss: 00:50:38

reviews. Check out other holodeck media podcasts,

Lindsay Poss: 00:50:41

including men of business and business of esports. I'm on

Lindsay Poss: 00:50:44

Twitter, Instagram and LinkedIn and Lindsey pass and you can

Lindsay Poss: 00:50:46

catch me Wednesday night on the business of esports live after

Lindsay Poss: 00:50:49

show. We'll see you next week. Thanks for

Unknown: 00:50:52

joining us here on meta woman. Make sure to subscribe to

Unknown: 00:50:54

this podcast everywhere you get your podcasts, leave a five star

Unknown: 00:50:58

review and tell your friends, family and colleagues all about

Unknown: 00:51:01

us. Also, make sure to follow metta TV on all socials to get

Unknown: 00:51:05

more of the best Metaverse content anywhere. Tune in every

Unknown: 00:51:08

week for another episode of meadow woman